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Under their insurance obligations, condominium syndicates in Quebec are required to appoint a valuation expert to determine the reconstruction cost of their real estate, in compliance with the criteria set by Bill 141.
The reconstruction value of a building is insured by an accredited appraiser.
Bill 141, implemented in Quebec, requires condominium syndicates to have the reconstruction cost of their building assessed by a valuation specialist. This legal obligation aims to ensure adequate insurance coverage and protect co-owners in the event of a major disaster.
The goal is to provide optimal protection for co-owners in the event of an unforeseen event. In other words, the sum insured by the syndicate must be sufficient to allow a complete reconstruction of the building in the event of a total loss.
An accurate assessment of the reconstruction cost of your building allows you to ensure sufficient insurance coverage in the event of significant damage or total destruction of the building. This assessment protects the financial interests of all co-owners and ensures that the necessary resources will be available to rebuild the building in the event of a disaster.
Every five-year period, the board of directors is required to review the reconstruction value of the condominium and communicate this new assessment to its insurer.
If the syndicate fails to take out insurance equivalent to the reconstruction value of the building, the directors could be held liable for any shortfall in funds in the event of a disaster.
Expertise: Maître Inspecteur and our partners have extensive experience and deep understanding of the specifics of Bill 141. We understand the importance of an accurate assessment to ensure the financial protection of your condominium. Accuracy and rigour: You will receive detailed and accurate assessments, meeting the requirements of Bill 141. A rigorous approach ensures an adequate assessment of the reconstruction value of your building. Dedicated customer service: At Maître Inspecteur, each customer is important. We offer you dedicated customer service, capable of answering all your questions and guiding you throughout the evaluation process. Quality reports: You will receive a complete, clear and understandable evaluation report, compliant with the requirements of Bill 141. This report will help you understand the real value of your building and allow you to take out adequate insurance. Trust and peace of mind: By choosing Maître Inspecteur and our partners, you have the assurance of working with trusted professionals, dedicated to protecting your investment. Our goal is to offer you peace of mind knowing that your condominium is correctly assessed and insured.
Investing in a professional assessment of reconstruction value is an essential step to protect your building and the interests of all co-owners. We are at your disposal to answer all your questions and assist you in this important process.
I really liked the inspection, having already had some done a few times, Maitre Inspecteur’s is very precise, many thanks! (Translated from French)
Very professional and competent. His expertise is second to none. We have used the services of his team several times and they have never disappointed us. We recommend him to anyone who needs an inspection for their residential or commercial property. (Translated from French)
Excellent inspection company. We have used their services more than once. Emil is a very good popularizer of technical notions. Always ready to listen. No problems since 2020. (Translated from French)
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